Stop overpaying for
African currency exchange
Real-time FX quotes across 12 African currencies. Transparent spreads, rate locking, and instant conversion — via API or dashboard.
Live indicative rates
| Pair | Indicative Rate | Spread |
|---|---|---|
| USD → NGN | ₦1,580 | 0.6% |
| GBP → NGN | ₦2,010 | 0.6% |
| EUR → NGN | ₦1,720 | 0.6% |
| USD → GHS | GH₵15.8 | 0.6% |
| USD → KES | KSh129 | 0.6% |
| NGN → KES | KSh0.082 | 0.6% |
Rates are indicative and refreshed every 30 seconds. Actual rates locked at time of conversion.
FX built for African businesses
Not a bolted-on feature. FX is core to how Payve works.
Live Market Rates
Quotes are refreshed every 30 seconds from aggregated liquidity sources. No stale mid-market rates baked in at day-open.
Rate Locking
Lock a quote for up to 30 seconds while your user confirms. We honour the locked rate regardless of market movement.
Instant Conversion
Convert between wallet currencies in milliseconds via the API. Funds are available immediately for payouts.
Transparent Spread
We charge a flat spread, disclosed on every quote. You always know exactly what you pay — no hidden margins.
Aggregated Liquidity
We route through multiple liquidity partners to ensure tight spreads and deep liquidity across all 12 corridors.
Historical Rates
Query historical FX data for up to 2 years. Build treasury dashboards and cost reconciliation tools with accurate data.
Three steps to convert
Quote → confirm → done. No phone calls, no spreadsheets.
Request a quote
Call GET /v1/quotes?from=USD&to=NGN&amount=10000. Receive a locked rate ID valid for 30 seconds.
Confirm the conversion
Call POST /v1/conversions with the quote ID. We debit the source currency and credit the target — atomically.
Funds available instantly
Your NGN (or target currency) wallet is credited immediately. Use it for payouts, hold it, or convert again.
Convert at the rate you deserve
No minimums, no hidden fees. Just tight spreads and instant settlement.
Start converting →