Blog
Notes on cross-border payments.
From the Payve team.
Practical guides and engineering deep-dives on moving money across African corridors — FX, webhooks, mobile money, and building payment flows you can trust.
- 8 min readUnderstanding FX spreads: the cost hiding inside your exchange rate
Most teams watch the payout fee and ignore the exchange rate. But the spread baked into that rate can quietly cost far more. Here is how FX spreads work and what transparent pricing actually looks like.
- 12 min readA developer's guide to reliable payment webhooks
Webhooks are how a payments platform tells your system that money moved. Getting them right — signatures, idempotency, retries — is the difference between a payment flow you can trust and one that quietly loses events.
- 6 min readSend, collect, convert: the three building blocks of cross-border payments
Almost every cross-border payment problem is a combination of three primitives. Understanding them makes it far easier to design a flow that fits your business.
- 7 min readHow mobile money is reshaping payments across Africa
For a large share of people and businesses across the continent, the primary account is a phone number, not a bank. Any serious cross-border strategy has to treat mobile money as a first-class rail.
- 9 min readIdempotency keys: why safe retries matter when you move money
The single most important property of a money-moving API is that retrying a request never moves the money twice. Idempotency keys are how you get there.
- 10 min readWhat to look for in a cross-border payments API
Choosing a payments partner is a long-term decision. Beyond the pricing page, a few practical questions tell you whether an API will hold up as you grow.