Compliance · as of 18 Sep 2026
Who regulates us.
Said plainly.
Payve does not yet hold its own payment licence. In every market we operate, your money moves through a partner that is licensed by the local central bank, and it is that partner — not Payve — that holds the funds in transit. We publish the state of each market here and change it the day it changes.
As of 18 Sep 2026. Exactly one of three states per market: live through a licensed partner · application filed · planned. We do not publish target dates for licences we do not yet hold.
Market by market
What “live through a licensed partner” means in each country, and what we are working toward.
- NigeriaNGN payouts, collections and conversions run today through a CBN-licensed partner. We are building toward our own PSSP authorisation, which would let us provide payment solutions, process transactions, and operate wallets for businesses in Nigeria directly.Partner
- GhanaGHS payments run today through a Bank of Ghana-licensed partner. We are working toward our own Payment Service Provider authorisation under Ghana’s Payment Systems and Services Act 2019 (Act 987).Partner
- KenyaKES payments run today through a CBK-licensed partner. We are working toward our own authorisation under Kenya’s National Payment System Act.Partner
- South AfricaZAR is in the catalog and coming soon. Our own registration is planned.Partner
We will update each market’s state here the day it changes.
How we keep the road clean
Three things we do for every customer. Each one is in the engine, not only in a policy.
We check who you are before the first payment.
People verify with their BVN and a live face check. Companies give us their registration documents and tell us who their directors and owners are, and we check those too. If something does not match, we ask you to fix it rather than guess.
Every counterparty is screened against sanctions lists.
Names on onboarding and on payouts are screened against sanctions lists before money moves. If a check cannot complete, the payment is held for a person to look at rather than allowed through.
We don’t sell your data. We share it only to move your money.
Transaction details go to the banks, mobile-money operators and processors needed to execute the payment, and nowhere else. Identity records are kept for seven years after you close your account, as Nigerian anti-money-laundering rules require. The full statement is our privacy policy.
A question this page doesn’t answer?
Ask it. If the honest answer is “not yet”, that is what we’ll say.