Move money across
Africa — fast,
cheap, reliable
Send, collect, and convert money across Africa. Built for individuals and businesses — use the app, or build with one clean API.
One platform, all your solutions
Supercharge your
payment workflows
Explore our family of products designed to work together and power your business — available on your dashboard and via API.
FX, Conversions
Convert currencies in real time
Lock in live FX rates and swap between currencies with full transparency.
Payment Links
Get paid with a single link
Create shareable payment links and collect from any bank or mobile wallet instantly.
Payouts, API
Bulk payouts and disbursements
Disburse to thousands of recipients across Africa in a single API call.
Wallets, API
Multi-currency wallets
Hold and track balances across every supported currency. Always up to date.
Stop losing money
on bad FX rates
The hidden cost of poor FX rates compounds every time you convert. See how much you save with Payve's real market rates.
Start converting →You send
$5,000,000
at 1 USD = ₦1,580
Your recipient gets
₦7,900,000,000
with Payve rate
Bank rate difference
+₦300,000,000
more vs bank (1 USD = ₦1,520)
* Indicative rates for illustration only. Actual rates are updated every 30 seconds in the platform.
Get started in minutes
From zero to live
payments in 3 steps
We've removed every unnecessary step between your business and its first cross-border payment.
Create account
Sign up and get verified in minutes. Instant access to the sandbox environment with test API keys, mock webhooks, and simulated payment flows.
No credit card required. Start integrating immediately.
Fund your wallet
Deposit in any supported currency via bank transfer or card. Your multi-currency balances are visible in the dashboard and the API instantly.
Supports NGN, GHS, KES, USD, GBP, EUR and more.
Send or collect
Trigger payins, payouts, or FX conversions in seconds via API or dashboard. Batch thousands of transactions in a single call.
Average settlement: under 5 seconds.
Built for cross-border business
Made for the businesses that move money across Africa
From import-export SMEs to online marketplaces, schools and exporters — Payve is built to send, collect, and convert across African corridors with one clean API.
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Hospitality & travel
Cross-border payments, one platform
Hotels, lodges & travel operators
Host guests from around the world and pay overseas suppliers without wrestling with your bank. Collect in local currency and settle abroad from one place.
Import & export SMEs
Cross-border payments, one platform
Businesses moving goods across borders
Pay international suppliers and get paid by overseas buyers, with FX converted at transparent rates so your margins stay predictable order to order.
Education providers
Cross-border payments, one platform
Schools & training institutions
Collect tuition and fees from families living abroad with simple payment links, in the currencies your students actually pay in.
NGOs & development orgs
Cross-border payments, one platform
Organisations paying across countries
Disburse to partners, field teams and beneficiaries across multiple markets in a single batch, with clear status on every transfer.
E-commerce & marketplaces
Cross-border payments, one platform
Online marketplaces & platforms
Collect from buyers and pay out to sellers across African corridors, automated end to end through one clean API.
Agriculture & commodity exporters
Cross-border payments, one platform
Exporters & producers
Get paid by overseas buyers and convert into your local currency at fair, upfront rates — so planning does not depend on guessing the exchange rate.
Who it's for
Built for how Africa does business across borders
Wherever money needs to move between African markets — and in and out of them — Payve gives you one way to send, collect, and convert it.
Import & export SMEs
Pay suppliers and settle invoices across African corridors without the delays and hidden spreads of the old banking rails.
E-commerce & marketplaces
Collect from buyers in one currency and pay out to sellers in another, with a single API and a clean reconciliation trail.
Freelancers & remote teams
Get paid — and pay contractors — across borders in the currency each side wants, at rates you can actually see.
Diaspora & remittances
Move money home to family and businesses across the continent, quickly and transparently.
NGOs & development orgs
Disburse to field teams and partners in multiple countries with an auditable record of every movement.
SaaS & digital businesses
Charge customers and settle earnings in multiple currencies from day one, powered by one integration.
Built for developers
Ship your first
cross-border payment
in hours, not weeks
Clean REST API with OpenAPI 3.0 spec, SDKs in TypeScript/Node, Python, and Go. Full sandbox environment, Postman collection, and a support team that actually answers your messages.
Idempotent endpoints — safe to retry on any network failure
Typed webhook payloads with HMAC-SHA256 signatures
Batch APIs for high-volume payout and payin operations
OpenTelemetry traces on every request — correlate end-to-end
import Payve from '@payve/sdk';
const client = new Payve({
apiKey: process.env.PAYVE_API_KEY!,
});
// Create a payin (virtual account)
const payin = await client.payins.create({
merchantReference: 'INV-2024-001',
amount: 500000, // NGN 5,000.00
currency: 'NGN',
customer: {
name: 'Amara Osei',
email: 'amara@example.com',
},
});
console.log(payin.virtualAccount.number);
// → "0123456789" (receive payment here)Start building today
The treasury and payments
layer Africa deserves
Send, collect, and convert money across African corridors — with one clean API, FX you can see, and a ledger you can trust.
No credit card required · Free sandbox · Go live in days